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Health Incentive AccountIf you have dollars in your Health Incentive Account ( HIA ), you would use them to offset some of your out-of-pocket costs. You earn dollars in your HIA by using certain tools and services that can help you maintain and improve your health insurance offered by the carriers who offer the HIA.
Traditional Health Coverage in most cases like the (PPO) component just like you use your current health insurance plan. The Traditional health Coverage part of the plan pays a percentage of covered expenses after you satisfy a specified out-of-pocket expenses.If you reach the plan’s annual out-of-pocket limit, all remaining covered expenses for the year are fully covered by your traditional plan. Preventive care is covered, too. In most cases the carriers of the HIA plan covers 100% of nationally recommended preventive services — with no HIA deductions or other out-of-pocket costs to you. It is in their best interest to get and keep you healthy, to reduce the overall cost of health care in America. You along with your HIA provider can develop a long-term strategy for moving you to a consumer-driven health care environment. The HIA can be offered in combination with other Group Health Insurance or individual health related plans –with several different carriers. As time goes on the Health Incentive Account concept could change the face of the health care industry and the health of America. One person at a time making the right choice when choosing their health care options and when doing there personal insurance quote , rewarded by plans like the HIA. Looking for Part D Medicare? Find medicare supplemental quotes online now. |
